Rent-to-Own Listings
Rent to own condos in Richmond Hill
Every listing comes with a locked purchase price and a monthly ownership credit. Move in now, build your down payment while you live there, and buy when you're mortgage-ready.
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Who qualifies
Eligibility at a glance
Steady household income
Enough to comfortably carry the monthly payment.
Option deposit from 2%
Credited toward your purchase at closing.
Credit score 500+
Subject to full review and approval by our underwriting team.
No active bankruptcy
Past credit blemishes are OK with a plan forward.
We built R2O for newcomers to Canada building credit history, self-employed workers with non-traditional income, people in life transitions, and anyone with credit blemishes who can comfortably afford the monthly payment.
Our builder partners
Quality homes from trusted builders
Every R2O listing is a brand-new unit from an established GTA builder. Our partners focus on practical layouts and modern finishes — while R2O handles the financial side: eligibility, monthly payments, and your path to ownership.
Partner with R2O“We moved into our new condo in weeks and watch our ownership credit grow every month.”
“As a newcomer to Canada, R2O gave us a real path to owning while we build credit.”
“The locked price took the stress out of a rising market. We know exactly what we'll pay.”
Don't see the right fit?
Tell us your budget and target neighbourhood — we'll match you as new units land.
About rent to own in Richmond Hill
Richmond Hill offers new mid- and high-rise condos along Yonge Street and Hwy 7. With R2O, part of every monthly payment becomes credit toward your purchase.